Making the decision to live abroad is never an easy one, and it comes with plenty of considerations. One of the most important, but one that’s also often overlooked, is the issue of expatriate health insurance.
Here in the UK we often take our healthcare for granted, with the NHS being available to us at a moment’s notice. But, abroad it isn’t quite so simple, and falling ill can often be an incredibly expensive experience if health insurance hasn’t already been set up.
Healthcare is different in every country so it’s always going to be necessary to research what each one offers, with some offering free treatment to expats and some even letting foreigners buy into their healthcare schemes. However, a lot of them rely on private healthcare making expat health insurance an essential purchase, and failing to have any in place can even result in refusal for treatment.
However, a lot of people worry that setting up expatriate medical insurance is going to be just as expensive as paying for the treatment itself, but that couldn’t be further from the truth. Just as with all kinds of insurance, expat health insurance will almost always be cheaper than having to pay out in the event of illness, and with a lot of us needing treatment and prescriptions on a regular basis it’s an essential consideration.
As you can see, having expatriate health insurance really is important. It guarantees medical help when needed and will be a lot cheaper than having to pay for each treatment, and it can often be far less expensive than expected. This is truer still if Expatriate Healthcare is chosen as the provider, as being specialists in their field they know just what expats will be looking for and are the perfect people to provide it at the best price possible.
So, expatriates should never overlook the importance of setting up expat health insurance, and should always have cover in place before settling down to their new life abroad.