A lot of people put off applying for payday loans because they don’t think they’re eligible for one and are surprised when they find out that they are in fact able to get one. Applying for and getting an instant loan couldn’t be easier as you can do it by internet and even texts. 24/7 Moneybox offer you cash loans instantly should you need one, and once you become an established customer by paying your loans back when requested you may be eligible to apply for even more money!

Bad credit – a lot of people worry about their credit rating when apply for a payday loan but companies like 24/7 Moneybox look into each individual’s case and assess their credibility that way. They do not discriminate people with bad credit histories immediately and can offer payday loans to people with bad credit marks against their names. So don’t feel as though you are ineligible straight away.

Employed – when applying for a pay-day loan you will need to be in employment and receiving regular income as the loans rely on you being able to pay them back next payday. The short-term solution payday loans offer mean you can borrow money one month to pay it back in your next payday.

Personal details – In order to register for a payday loan you will need to provide the company with personal details to reduce the risk of fraudulent behaviour. Things like proof of name, address and bank details will be required.

For anyone needing a quick helping hand with their cash loans, payday loans offer just the solution. Within a few hours you could be the beneficial holder of a payday loan which can then help you pay your bills on time and without the stress of over-payments. As long as you slot into the above criteria there shouldn’t be a reason why you couldn’t be a receiver of such loans.